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Canada Travel Insurance

Buying travel insurance through a travel agent inflates the price by as much as 50% which becomes the agents commission. Buy online and your save that amount so that's your first step to some serious savings on your travel costs.

Before you commit to a travel insurance policy, read the fine print because there is usually a clause saying you are not covered for certain adventure activities... like skiing and snowboarding! Hey, this is Canada!

Make sure you have insurance that provides cover for the things you plan to do and the places you intend to go. With that in mind, we believe the travel insurance package from World Nomads is best for travellers to Canada. As a preferred insurer for Lonely Planet and other major travel companies, they have strong credentials and can provode:

  • Extension of cover even after you've left home and online claims

  • Insurance for people from over 150 countries

  • Cover especially designed for adventurous travellers (incl. skiing and snowboarding)

  • Cover for medical expenses, luggage, personal effects, evacuation and cancellations

  • Guaranteed assistance 24 hours a day, 365 days a year

  • Policies underwritten by Allianz with claims assistance by Mondial

Why You Need Travel Insurance

Any experienced traveller will confirm that you should never leave home without travel insurance. Deciding against travel insurance can end up being a very expensive error of judgment. It's easy to assume that misfortune always happens to someone else and you can save money by not buying travel insurance. It's when that assumption proves to be wrong that you realize just how cheap travel insurance really is.

Travel insurance covers the costs associated with travel interruption and cancellation, medical expenses, lost or damaged property and travel delay costs. Travellers are covered should the need arise for emergency medical treatment and medical evacuation.

The first step is to assess the possible risk involved, be it physical, financial or both, that will apply to the travel you are undertaking. Then you can assess the appropriate level of cover.

Things to consider when deciding on what needs to be included in your insurance cover are:

  • Travel Interruption : Protection against the costs associated with a missed connecting flight

  • Cancellation: Protection against illness, injury or death of a family member that results in a cancellation.

  • Curtailment: Protection against out-of-pocket expenses if the trip has to be cut short

  • Medical Expenses: Protection against the astronomical costs of overseas hospital and medical expenses.

  • Loss of Luggage : Protection against out-of-pocket expenses if your luggage is lost

  • Loss of Personal Effects: Protection against the loss of passports, wallets, purses, bags, cameras, computers etc

  • Travel Delays: Protection against out-of-pocket expenses due to flight delays and/or cancellations

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